Portfolio Management

Fred Smith Finance provides a full portfolio management service. The process consists of the following steps:

0. Development of a Personal Investment Profile, including your risk tolerance, time horizon, etc.
0. Development of an appropriate Investment Policy Statement, IPS
0. Asset allocation as defined in the IPS
0. Monitoring and rebalancing as necessary
0. Quarterly reports to the client

The fees for portfolio management consist of a fixed maintenance fee of $150 per quarter, plus a percentage of the assets under management, as follows:

• First $750,000 of assets under management       0.7% per annum
• Next $750,000 of assets under management       0.6% per annum
• Assets under management above $1,500,000     0.5% per annum

All fees are invoiced quarterly in arrears.  Note that we are compensated on a fee-only basis, and receive no other fees or commissions from any source other than you, the client, thus avoiding a conflict of interest.  We work for you, period !